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, ,
and , when used in this
notice, mean First State Bank of Burnet.
This is our privacy notice for our customers. When we use the
words "you" and "your" we mean the following
types of customers:
- All of our consumer customers who have a continuing relationship
by purchasing or holding financial products or services such
as a:
- Deposit account
- Loan account
- Credit card account
- Safe deposit box
- Retail installment contract we hold and service
- Mortgage brokerage services
We will tell you the sources of the information we collect about
you. We will tell you what measures we take to secure this information.
We first define some terms.
, ,
and , means First State
Bank of Burnet.
means information about you that we collect in connection with
providing a financial product or service to you. Nonpublic personal
information does not include information that is available from
public sources, such as telephone directories or government records.
Hereafter, we will use the term “information” to mean
nonpublic personal information as defined in this section.
An is a company
we own or control, a company that owns or controls us, and a company
that is owned or controlled by the same company that owns or controls
us. Ownership does not mean complete ownership, but means owning
enough to have control.
A
is a person we do not employ or a company that is not an affiliate
of ours. This is also known as nonaffiliated third party, or simply,
an “other party.”
We collect nonpublic personal information about you from the
following sources:
- Information we receive from you on applications or other
forms
- Information about your transactions with us
- Information about your transactions with other parties
- Information from a consumer reporting agency
- Information we receive through our Customer Identification
Program
Examples of this might include disclosures necessary to service
your account or prevent unauthorized transactions.
We restrict access to nonpublic personal information about you
to those employees who need to know that information to provide
products or services to you. We maintain physical, electronic,
procedural safeguards that comply with federal regulations to
guard your nonpublic personal information.
We do not disclose nonpublic personal information about former
customers, except as permitted by law.
This institution is chartered, licensed, or registered under
the laws of the State of Texas and by state law is subject to
regulatory oversight by the Texas Department of Banking. Any consumer
wishing to file a complaint against this institution should contact
the Texas Department of Banking.
This institution also engages in the business of selling money
orders as an agent for Travelers Express, which company is licensed
under the laws of the State of Texas and is subject to regulatory
oversight by the Texas Department of Banking.
This institution also engages in the business of selling
travelers checks as an agent for American Express, which company is
licensed under the laws of the State of Texas and is subject to
regulatory oversight by the Texas Department of Banking.
Consumers may file complaints with the Texas Department of
Banking by contacting the Department through one of the means
indicated below:
This website has been established by the Bank for the sole purpose
of conveying information about the Bank’s products and services
and to allow communication between the Bank and its customers.
Information that appears on this website should be considered
an advertisement. Nothing contained in any page on this site takes
the place of the bank’s agreements and disclosures that
govern its products and services. If any information on the site
conflicts with that in the bank’s agreements and disclosures,
the agreements and disclosures will control.
From time to time the Bank may place links to other websites
on this page. The Bank has no control over any other website and
is not responsible for the content on any site other than this
one. Users assume all responsibility when they go to other sites
via the links on this website.
The information and materials contained in this website are owned
by the Bank or by others, as applicable. No material may be copied,
displayed, transmitted, distributed, framed, sold, stored for
use, downloaded, or otherwise reproduced except as permitted by
law.
The Bank makes no warranties of any kind regarding the products
and services advertised on this site. The Bank will use reasonable
efforts to ensure that all information displayed is accurate;
however, the Bank expressly disclaims any representation and warranty,
express and implied, including, without limitation, warranties
of merchantability, fitness for a particular purpose, suitability,
and the ability to use the site without contracting a computer
virus. The Bank is not responsible for any loss, damage, expense,
or penalty (either in tort, contract, or otherwise), including
direct, indirect, consequential and incidental damages, that result
from the access of or use of this site. This limitation includes,
but is not limited to the omission of information, the failure
of equipment, the delay or inability to receive or transmit information,
the delay or inability to print information, the transmission
of any computer virus, or the transmission of any other malicious
or disabling code or procedure. This limitation applies even if
the Bank has been informed of the possibility of such loss or
damage.
This agreement may be changed from time to time by posting the
new Terms of Use on the website. All users agree to be subject
to this agreement as it changes from time to time.
This agreement and the use of this website are governed by the
laws of the state of Texas.
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