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Regular Account

Minimum Balance to Open the Account: $200.00
Credits Against Fees: This account features an earnings credit which is applied to reduce or eliminate fees on the account.
Earnings Credit: The earnings credit will be calculated by applying a $.03 credit per average $10.00 collected balance.
Fees: A service charge fee of $5.00 and a per check fee of $.10 per item will be charged each statement cycle unless offset by earnings credit.
Transaction Limitations: None
Interest: None
ATM/Debit Card: 30 days after account opening upon approval
Inquiry Fee: 2 per month free then $1.00 each

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Now Account

Minimum Balance to Open the Account: $1,000.00
Credits Against Fees: This account features an earnings credit which is applied to reduce or eliminate fees on the account.
Earnings Credit: The earnings credit will be calculated by applying a $.03 credit per average $10.00 collected balance.
Fees: A service charge fee of $5.00 and a per check fee of $.15 per item will be charged each statement cycle unless offset by earnings credit.
Transaction Limitations: None
Interest: Interest will be compounded and credited into this account monthly.
ATM/Debit Card: 30 days after account opening upon approval
Inquiry Fee: 2 per month free then $1.00 each

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Super Now Account

Minimum Balance to Open the Account: $2,500.00
Credits Against Fees: This account features an earnings credit which is applied to reduce or eliminate fees on the account.
Earnings Credit: The earnings credit will be calculated by applying a $.03 credit per average $10.00 collected balance.
Fees: A service charge fee of $5.00 and a per check fee of $.15 per item will be charged each statement cycle unless offset by earnings credit
Transaction Limitations: None
Interest: Interest will be compounded and credited into this account monthly
ATM/Debit Card: 30 days after account opening upon approval
Inquiry Fee: 2 per month free then $1.00 each


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Money Market Account

Minimum Balance to Open the Account: $2,500.00
Minimum Balance to Avoid a Monthly Service Charge: $2,500.00 daily balance
Below Minimum Balance Service Charge: $10.00 per statement cycle
Fees: $10.00 may be charged for each third party check in excess of 3 per statement cycle. Account subject to closure for continued violation of limitations.
Transaction Limitations: 3 checks to third parties, 3 preauthorized transfers, unlimited in-house and ATM withdrawals
Interest: Interest will be compounded and credited into this account monthly
ATM/Debit Card: 30 days after account opening upon approval
Inquiry Fee: 2 per month free then $1.00 each

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