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Minimum Balance to
Open the Account: $200.00
Credits Against Fees: This account
features an earnings credit which is applied to reduce or eliminate
fees on the account.
Earnings Credit: The earnings
credit will be calculated by applying a $.03 credit per average
$10.00 collected balance.
Fees: A service charge fee of
$5.00 and a per check fee of $.10 per item will be charged each
statement cycle unless offset by earnings credit.
Transaction Limitations: None
Interest: None
ATM/Debit Card: 30 days after
account opening upon approval
Inquiry Fee: 2 per month free
then $1.00 each

Minimum Balance to Open the Account:
$1,000.00
Credits Against Fees: This account
features an earnings credit which is applied to reduce or eliminate
fees on the account.
Earnings Credit: The earnings
credit will be calculated by applying a $.03 credit per average
$10.00 collected balance.
Fees: A service charge fee of
$5.00 and a per check fee of $.15 per item will be charged each
statement cycle unless offset by earnings credit.
Transaction Limitations: None
Interest: Interest will be compounded
and credited into this account monthly.
ATM/Debit Card: 30 days after
account opening upon approval
Inquiry Fee: 2 per month free
then $1.00 each

Minimum Balance to Open the Account:
$2,500.00
Credits Against Fees: This account
features an earnings credit which is applied to reduce or eliminate
fees on the account.
Earnings Credit: The earnings
credit will be calculated by applying a $.03 credit per average
$10.00 collected balance.
Fees: A service charge fee of
$15.00 and a per check fee of $.15 per item will be charged each
statement cycle unless offset by earnings credit
Transaction Limitations: None
Interest: Interest will be compounded
and credited into this account monthly
ATM/Debit Card: 30 days after
account opening upon approval
Inquiry Fee: 2 per month free
then $1.00 each
Minimum Balance to Open the Account:
$2,500.00
Minimum Balance to Avoid a Monthly Service
Charge: $2,500.00 daily balance
Below Minimum Balance Service Charge:
$10.00 per statement cycle
Transaction Limitations:
Transfers or withdrawals made to another account of the same
depositor at the same bank or to third parties, if made by the
following are limited to six per statement cycle - PREAUTHORIZED
TRANSFER - AUTOMATIC TRANSFER - TELEPHONE - ONLINE BANKING -
CHECK OR DRAFT - DEBIT CARD. If the limitations are exceeded,
$10.00 may be charged for each check, draft or transfer in
excess of the six per statement cycle. The account will be
subject to closure for continued violation of limitations.
Interest: Interest will be compounded
and credited into this account monthly
ATM/Debit Card: 30 days after
account opening upon approval
Inquiry Fee: 2 per month free
then $1.00 each
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