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Personal Savings

Minimum Balance to Open the Account: $200.00
Minimum Balance to Avoid a Monthly Service Charge: $200.00 average balance
Below Minimum Balance Service Charge: $2.00 per statement cycle
Excessive Withdrawal Fees: A $1.00 fee for each withdrawal over 3 per month
Transaction Limitations: Transfers from a savings account to another account or third party by preauthorized, automatic or telephone transfers are limited to 6 per month.
Interest: Will be compounded quarterly and credited to the account quarterly
Inquiry Fee: 2 per month free then $1.00 each

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Commercial Savings

Minimum Balance to Open the Account: $200.00
Minimum Balance to Avoid a Monthly Service Charge: $200.00 average balance
Below Minimum Balance Service Charge: $2.00 per statement cycle
Excessive Withdrawal Fees: A $1.00 fee for each withdrawal over 3 per month
Transaction Limitations: Transfers from a savings account to another account or third party by preauthorized, automatic or telephone transfers are limited to 6 per month.
Interest: Will be compounded quarterly and credited to the account quarterly
Inquiry Fee: 2 per month free then $1.00 each

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