Regular Account
- Minimum Balance to Open the Account: $200.00
- Credits Against Fees: This account features an earnings credit which is applied to reduce or eliminate fees on the account.
- Earnings Credit: The earnings credit will be calculated by applying a $.03 credit per average $10.00 collected balance.
- Fees: A service charge fee of $5.00 and a per debit item fee of $.10 per item will be charged each statement cycle unless offset by earnings credit.
- Transaction Limitations: None
- Interest: None
Now Account
- Minimum Balance to Open the Account: $1,000.00
- Credits Against Fees: This account features an earnings credit which is applied to reduce or eliminate fees on the account.
- Earnings Credit: The earnings credit will be calculated by applying a $.03 credit per average $10.00 collected balance.
- Fees: A service charge fee of $5.00 and a per debit item fee of $.15 per item will be charged each statement cycle unless offset by earnings credit.
- Transaction Limitations: None
- Interest: Interest will be compounded and credited into this account monthly.
- NOTE: This account is only available to sole proprietorships and government entities.
Super Now Account
- Minimum Balance to Open the Account: $2,500.00
- Credits Against Fees: This account features an earnings credit which is applied to reduce or eliminate fees on the account.
- Earnings Credit: The earnings credit will be calculated by applying a $.03 credit per average $10.00 collected balance.
- Fees: A service charge fee of $15.00 and a per debit item fee of $.15 per item will be charged each statement cycle unless offset by earnings credit.
- Transaction Limitations: None
- Interest: Interest will be compounded and credited into this account monthly
Money Market Account
- Minimum Balance to Open the Account: $2,500.00
- Minimum Balance to Avoid a Monthly Service Charge: $2,500.00 daily balance
- Below Minimum Balance Service Charge: $10.00 per statement cycle
- Transaction Limitations: Transfers or withdrawals made to another account of the same depositor at the same bank or to third parties, if made by the following are limited to six per statement cycle - PREAUTHORIZED TRANSFER - AUTOMATIC TRANSFER - TELEPHONE - ONLINE BANKING - CHECK OR DRAFT - DEBIT CARD. If the limitations are exceeded, $10.00 may be charged for each check, draft or transfer in excess of the six per statement cycle. The account will be subject to closure for continued violation of limitations.
- Interest: Interest will be compounded and credited into this account monthly
Additional Benefits applicable to all accounts:
- Internet Banking - no charge.
- Online Bill Pay - no charge.
- ATM/Debit Card - free, issued 30 days after account opening
- No withdrawal or transfer fees at our ATMs
- No fees for Point of Sale purchases.