picture of small piggy bank

Savings

Personal Savings

  • Minimum Balance to Open the Account: $200.00
  • Minimum Balance to Avoid a Monthly Service Charge: $200.00 average balance
  • Below Minimum Balance Service Charge: $2.00 per statement cycle
  • Excessive Withdrawal Fees: A $1.00 fee for each withdrawal over 6 per month
  • Transaction Limitations: Transfers or withdrawals made to another account of the same depositor at the same bank or to third parties, if made by the following are limited  to six per month -PREAUTHORIZED TRANSFER - AUTOMATIC TRANSFER - TELEPHONE - ONLINE BANKING - CHECK OR DRAFT - DEBIT CARD.  If the limitations are exceeded, $10.00 may be charged for each withdrawal, draft or transfer in excess of the six per month. The account will be subject to closure for the continued violation of limitations.
  • Interest: Will be compounded quarterly and credited to the account quarterly