Picture of hands writing a check

Consumer Checking

Consumer  Regular Checking

  • Minimum Balance to Open the Account: $100.00
  • Minimum Balance to Avoid a Monthly Service Charge: If, during any statement cycle, your average daily balance falls below $200.00, your account will be subject to a $5.00 Service Charge for that statement cycle. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period.
  • Deposit limitations: You may make an unlimited number of deposits into your account.
  • Fees: We impose a fee of $.05 per debit item after 30 each statement cycle if average daily balance falls below $200.00. The maintenance fee and excess check fee will not apply to full-time students or customers over 62.
  • First fifty (50) In-House checks - free

Now Account

  • Minimum Balance to Open the Account: $1,000.00
  • Minimum Balance to Avoid a Monthly Service Charge: $1,000.00 daily balance
    Below Minimum Balance Service Charge: $5.00 per statement cycle
  • Fees: $.10 for each debit item after 30 each statement cycle if daily balance falls below $1,000.00
  • Transaction Limitations: None
  • Interest: Interest will be compounded and credited into this account monthly

Super Now Account

  • Minimum Balance to Open the Account: $2,500.00
  • Minimum Balance to Avoid a Monthly Service Charge: $2,500.00 daily balance
  • Below Minimum Balance Service Charge: $15.00 per statement cycle
  • Fees: $.10 for each debit item after 30 each statement cycle if daily balance falls below $2,500.00
  • Transaction Limitations: None
  • Interest: Interest will be compounded and credited into this account monthly 

Money Market Account

  • Minimum Balance to Open the Account: $2,500.00
  • Minimum Balance to Avoid a Monthly Service Charge: $2,500.00 daily balance
  • Below Minimum Balance Service Charge: $10.00 per statement cycle
  • Transaction Limitations: Transfers or withdrawals made to another account of the same depositor at the same bank or to third parties, if made by the following are limited to six  per month - PREAUTHORIZED TRANSFERS - AUTOMATIC TRANSFERS - TELEPHONE - ONLINE BANKING - CHECK OR DRAFT - DEBIT CARD. If the limitations are exceeded, $10.00 may be charged for each withdrawal , check, draft, or transfer in excess of  the six per statement cycle. The account will be subject to closure for the continued violation of limitations.
  • Interest: Interest will be compounded and credited into this account monthly
Additional Benefits applicable to all accounts:
  • Internet Banking - no charge.
  • Online Bill Pay - no charge.
  • ATM/Debit Card - free, issued 30 days after account opening
  • No withdrawal or transfer fees at our ATMs
  • No fees for Point of Sale purchases.